Choosing the right care for a loved one can feel overwhelming. With so many options and costs to consider, families often don’t know where to begin. Our nurse-led team has created this guide to help you compare senior care options in Canada and make an informed, confident choice.
Contact us now for a free assessment.
Seniors (people aged 65 or older) represent 16% of the Canadian population and are expected to grow by more than 68% over the next two decades. Seniors aged 85 and over have already become the fastest-growing segment of the Canadian population.
With an aging population, the complexity of the care needed for older Canadians is also increasing. It can be a daunting task for seniors and their families to choose the types of care best suited for their needs. The available choices are myriad. Each option had its own pros and cons. The cost, location and level of service can vary profoundly.
We have compiled this guide as a quick and easy reference for seniors and families to get started on their care selection journey.
Should you need help or advice, you can reach out to ConsidraCare’s care experts at 1-855-410-7971 and we will be glad to be of service.
Is the care going to be provided at home or would my loved one need to move to a new residence?
Is the location (if it is a care facility) convenient for my loved one and the family? Would it keep my loved one connected with the community and neighbourhood?
Are the costs transparent? How much would additional services cost? How much will the costs increase if the care needs of my loved one increase?
Is the care tailored for my loved one’s needs? Would the care be delivered by the same caregiver(s) most of the time? What if my loved one doesn’t like a caregiver?
Does the type of care restrict my loved one’s social life and daily routine? Would it limit family visits, the ability to keep pets, what to eat and when and where to go outside?
Adult daycare consists of a planned program of activities in a professional care setting designed for seniors/older adults who require care and support during the day. These centres enable seniors to socialize and interact with other individuals whilst still receiving necessary health support. This service offers family caregivers accountable respite from caregiving.
Adult daycare centres are for people whose care needs can be managed at home, and only require little-medium levels of support in terms of health. Support is periodic and is usually provided from 4-16 hours a day.
Average cost per day: $24+
Cost is dependant on the adult day centre:
Retirement homes (independent living) are privately owned facilities designed to accommodate individuals in their senior years. 24-hour nursing care is not provided, as these types of facilities look to serve those wishing to maintain their lifestyle whilst also receiving minimal on-site support and care. Unlike Long-term care homes, they are not meant to serve individuals in need of prolonged medical attention.
Care needs range from low to medium, with most seniors needing little to no assistance. Medical and physical support is available throughout the day upon request but is not part of an everyday routine.
Average cost per month: $3,000 – $6,000
Retirement homes can be funded publicly and or privately:
Retirement homes (independent living) are privately owned facilities designed to accommodate individuals in their senior years. 24-hour nursing care is not provided, as these types of facilities look to serve those wishing to maintain their lifestyle whilst also receiving minimal on-site support and care. Unlike LTC homes, they are not meant to serve individuals in need of prolonged medical attention.
Care needs range from low to medium, with most seniors needing little to no assistance. Medical and physical support is available throughout the day upon request but is not part of an everyday routine.
Average cost per month: $3,000 – $6,000
Retirement homes can be funded publicly and or privately:
Long-term care (LTC) homes, also known as Homes for the Aged or Nursing Homes, are homes publicly funded by the government to provide care for people facing significant health challenges. LTC homes provide 24-hour access to nursing care and supervision alongside a variety of therapies and other daily living activities.
Care needs of Long-term Care residents are extremely high – they typically require around-the-clock assistance for daily activities as well as medical and or physical conditions.
Average cost per month: $1,800 – $2,800 (government-subsidized)
Care provided is free-of-charge, clients are responsible for paying accommodation costs:
Hospice care facilities provide a specialized form of healthcare for individuals and families who are living with a life-limiting illness that is at an advanced stage. The aim of these facilities is to provide comfort and dignity as well as the best quality of life for loved ones and their families. These facilities are specifically intended for individuals approaching the end of their life.
Care needs of hospice residents are extremely high and cannot be met at home. Typically, around-the-clock care is required as well as constant monitoring and supervision.
Average cost per month: $0 – $450
There is usually no charge for hospice residents:
In-home care is health and or supportive care provided by a caregiver in the home of a loved one. Typically, caregivers are personal support workers (PSWs) or nurses employed and managed by government or private agencies. They provide help with activities such as dressing, bathing, basic medicine administration, companionship, transportation and more.
Care needs are mid-level and can be managed with the help of a professional caregiver at home. Care hours can range from 4-24+ hours depending on the client and their personal needs.
Average cost per hour: $25 – $45 (varies based on nature of care)
Home care can be publicly or privately funded:
Live-in caregivers provide full-day assistance with activities of daily living such as meal preparation, medication reminders, personal care, companionship, and much more. Unlike agencies where families must employ caregivers directly, ConsidraCare live-in caregivers are our employees. That means we take responsibility for their recruitment, training, matching, and scheduling. We also provide backup coverage if a caregiver becomes sick or needs time off, so families are never left without support.
Live-in care is best for seniors who want to stay in the comfort of their own homes while receiving ongoing daily support. It is suitable for both short-term respite (a few weeks to give family caregivers a break) and long-term continuous care for seniors with complex or evolving needs.
Average cost per month: $ 4,800 (direct hire, self-managed) – $9,900 (agencies, professionally managed)
Live-in care is privately funded, but it can be more cost-effective than assisted living or long-term care facilities, especially for seniors who need consistent one-to-one support. Some insurance plans may also cover a portion of the cost.
